Private Parent loans

The most important things you should know about Parent loans for students

When comes a time for children to go to school or college, parents often opt for a loan that covers the cost of the tuition fully or partially. There is a reason why parent loan is the best option in certain circumstances. The bill for college includes not only the tuition itself but the costContinue reading

Student Loans

Types of Federal Student loans explained

When it’s time for college or University, many parents face this milestone with a headache as tuition costs a lot and often there is no other way than just to get a loan. Luckily, Student loans are offered in a big variety of forms so one can choose the most convenient and beneficial one basedContinue reading


Five steps to becoming an expert in loans

You will hardly find a person who was never thinking of getting a loan, as modern life dictates the terms where most of the things revolve around money. You get married and get a loan for a house, you send your children to college and you get a Students loan and so on. Knowing howContinue reading

Venture capital

A bank loan or Venture capital? Make your wise and reasonable choice!

Small businesses rarely thrive without outer funding and financial help from investors. The first thing a business owner does after developing a business plan is going to the bank. Getting a small business loan is not a challenge if the borrower has excellent credit history and high credit score. The question is – what isContinue reading


What Debts to Pay Off First?

This is the question you should answer if you have several debts. Having several debts may include mortgage, car loan, student loan, credit card debt or any other kind of a debt you may have. Usually, debts for the most important things that provide you with living and education are available with a relatively lowContinue reading


Benefits and Risks of Cosigned Loans

The best way to get a bank loan is to have a high credit report. It includes numerous factors like your income, expenses, previous debts and how you closed them – all of these factors are analyzed by the bank to define your credibility. And the higher the credit score is the more funds youContinue reading

203 (h) Loan

Taking a Loan to Recover Your House After Disaster

In some cases insurance doesn’t cover full recovery of your house in case it suffered in disaster. For such a case you may need to take a loan to fix damage. You can take a bank loan or you can use more efficient ways to deal with this issue. There are programs developed by governmentContinue reading

p2p lenders

Peer-to-Peer Lending as an Alternative to Bank Loans

Taking a loan in a bank can be tough. In order to get your loan approved your credit history and financial statements need to fit bank’s standards. And although most of the banks have common standards for debt approval (they vary insignificantly) there is still a probability that you won’t fit those and fail toContinue reading

Bad vs good

Good Loan vs Bad Loan – How to Discern?

Loan is a part of a person’s life nowadays. We take loans for education, purchases, business and other purposes. However, there are always good loans and bad loans. Let’s consider features of good loans: it improves your financial position; payments for debt interest correlate appropriately with your income. Now let’s consider features of bad debts:Continue reading